Los pasajeros lesionados en accidentes de automóvil tienen derecho a recibir una indemnización por sus pérdidas. No importa si el conductor del vehículo en el que viajaba el pasajero o el conductor de otro vehículo fue culpable por el accidente. De hecho, una serie de pólizas de seguro de automóvil puede estar disponible para compensar … Continue reading Derechos de los pasajeros lesionados en casos de accidentes de Auto

Rights of Injured Passengers in Auto Accident Cases Passengers injured in automobile accidents have a right to recover compensation for their losses. It does not matter whether the driver of the vehicle in which the passenger was riding or the driver of another vehicle was at fault for the accident. In fact, a number of … Continue reading RIGHTS OF INJURED PASSENGERS IN AUTO ACCIDENT CASES

Proof of Loss Obligations   When an insured has suffered a loss and wants to prove coverage under an automobile insurance policy, the insured must show the issuance and delivery of the policy, payment of the premium, a loss caused by a risk insured against, and notice and proof of loss to the insurance company. … Continue reading PROOF OF LOSS OBLIGATIONS

Drunk Driving Exclusion in Automobile Insurance Policies Drunk driving or driving while under the influence of alcohol or a controlled substance is illegal. Public policy does not permit a criminal to profit from a criminal act. Commonly, insurance companies include a clause in their automobile insurance policies that prohibit an insured from receiving damages for … Continue reading DRUNK DRIVING EXCLUSION IN AUTOMOBILE INSURANCE POLICIES

Conflict-of-Laws Issues in Motor Vehicle Insurance Disputes   Motor vehicles, by the nature of their mobility, freely move among the states. Accidents can occur in an insured’s home state or another state. The laws of the states can differ on how they interpret the terms of an insurance policy. Which law should be applied is … Continue reading CONFLICT OF LAWS ISSUES IN MOTOR VEHICLE INSURANCE DISPUTES

Automobile Insurance Premiums   Insurance contracts, at their core, are papers that prove a promise by an insurance company to pay benefits under an insurance policy and the payment of money by an insured for that protection. The money paid by the insured is called a premium. The premium is made up of money paid … Continue reading AUTOMOBILE INSURANCE PREMIUMS

People who attempt to redress their grievances against others in court sometimes bring actions against the wrong people by mistake or intentionally. In certain circumstances, a defendant may recover against the plaintiff who improperly brought him to court. Who may be liable A plaintiff who improperly initiates civil proceedings in his own name or in … Continue reading MALICIOUS PROSECUTION